Accept card-present transactions with Authorize.Net's Virtual Point of Sale software. Turn your computer into a complete POS terminal for retail stores, trade shows, markets, and in-person sales. Swipe, dip, or tap cards securely with EMV chip and contactless support.
What is Virtual Point of Sale?
Virtual Point of Sale (VPOS) is desktop software that transforms your computer into a full-featured payment terminal for accepting card-present transactions. Connect a compatible card reader to process chip cards (EMV), magnetic stripe, and contactless payments including Apple Pay and Google Pay.
VPOS provides all the functionality of a traditional credit card terminal without the hardware costs. Process payments, issue refunds, manage transactions, and generate reports - all from your computer with a simple USB card reader.
Card-present transactions qualify for significantly lower interchange rates than card-not-present eCommerce transactions. Save money on processing fees for all in-person sales with the lower rates that apply to swiped, dipped, and tapped cards.
Accept EMV chip cards for enhanced fraud protection and liability shift benefits. Support contactless NFC payments including Apple Pay, Google Pay, and tap-to-pay cards for faster checkout and improved customer experience.
Key Benefits of Virtual POS
VPOS combines the flexibility of software with the security and lower rates of card-present transactions.
Avoid expensive traditional POS terminal purchases ($300-$1,000+) and monthly terminal rental fees ($30-$50/month). Use your existing computer with an affordable USB card reader ($50-$150) for a complete payment processing solution at a fraction of the cost.
EMV chip card processing provides liability shift protection against counterfeit card fraud. When you process chip cards properly, the card issuer assumes fraud liability instead of your business - critical protection for retail merchants.
Use VPOS anywhere you have a laptop and internet connection - perfect for trade shows, farmers markets, pop-up shops, craft fairs, and mobile businesses. Process payments on-site without needing cellular connectivity for wireless terminals.
VPOS transactions integrate seamlessly with your Authorize.Net account. All card-present and card-not-present transactions appear in one reporting interface, simplifying reconciliation and providing unified transaction management.
Contactless NFC payments (tap-to-pay) provide the fastest checkout experience for customers. EMV chip transactions complete in seconds, while magnetic stripe remains available as a backup option for older cards.
Access detailed transaction reports through the software interface and your Authorize.Net Merchant Interface. Track sales by date, payment type, card brand, and more. Export data for accounting and reconciliation purposes.
Ideal Businesses for VPOS
Virtual Point of Sale is ideal for any business that accepts in-person payments but wants to avoid expensive traditional terminal costs.
What You Need for VPOS
Virtual Point of Sale runs on Windows computers with a compatible USB card reader.
Start processing in-person card payments with Virtual Point of Sale. Our team will help you set up VPOS software and recommend compatible card readers for your business needs.
Complete our quick and secure form. We'll review your inquiry and present the best solution within 24 business hours.
We've received your inquiry and will review it promptly. A member of our team will contact you within 24 business hours to discuss your merchant account needs.
Need immediate assistance? Call us at 888-573-7587
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