About START Merchant Services

A Merchant Services Provider You Can Trust

Our Story

START Merchant Services was established with one fundamental principle: all merchants deserve to have their merchant account approved and up and running quickly and efficiently so they can launch their businesses without delay.

Founded by a small business owner who understood firsthand the frustrations merchants face when trying to accept credit card payments, START was built on the belief that payment processing should be simple, transparent, and accessible to businesses of all sizes.

For over 20 years, we've been a trusted Visa partner specializing in Authorize.Net merchant account setup, building unmatched expertise in this industry-leading payment gateway. This focused approach allows us to provide faster approvals, smoother integrations, and better support than generalist payment processors.

20+
Years of Experience
Partnering with Visa since the early days of eCommerce
60,000+
Accounts Setup
Helping businesses of all sizes accept payments online
$160M+
Monthly Transaction Volume
Processing payments securely for thousands of merchants

Our Core Values

These principles guide every decision we make and every relationship we build.

Speed & Efficiency

We know that time is money for your business. That's why most of our merchants are approved within 1-5 business days, with Authorize.Net gateway setup completed within 24 business hours. We eliminate unnecessary delays so you can start processing payments and generating revenue immediately.

Transparency & Honesty

Simple solutions in a complicated world. We believe in clear Interchange Plus pricing with no hidden fees, no termination fees, and no annual fees. What you see is what you get. Our straightforward approach has earned us the trust of over 90% of our customers who come through referrals from satisfied partners.

Expertise & Experience

Our management team brings an average of 20+ years of experience in financial services, with a primary focus on eCommerce business solutions. This deep expertise means we can guide you through complex integrations, handle high-risk approvals, and solve challenges that other processors can't.

Partnership Approach

We treat every merchant and reseller partner with professional attention and respect. More than 90% of our business comes from trusted partners including web hosting companies, web developers, shopping cart providers, and business consultants who trust us to take care of their clients.

Why Businesses Choose START

We've built our reputation on delivering results that matter to your business.

Fast Approvals
Begin accepting payments in as little as 1 day. Most accounts approved within 1-5 business days.
No Hidden Fees
No termination fees, no annual fees, no address verification fees. Guaranteed lowest overall processing cost.
High-Risk Acceptance
Network of bank relationships enables approval for CBD, firearms, and other industries typically declined elsewhere.
Expert Integration Support
20+ years of Authorize.Net specialization means smooth integration with 1,000+ shopping carts and billing systems.
Personal Service
Dedicated relationship managers who understand your business and provide helpful, honest support.
International Reach
Process payments in the United States, Canada, and Australia with multi-currency support.

Our Credentials

START Merchant Services operates as a Registered MSP/ISO of Elavon, Inc. Georgia and the Canadian branch of U.S. Bank National Association and Elavon. Headquartered in Salt Lake City, Utah, we serve merchants across the United States, Canada, and Australia. This registration provides our merchants with the security and stability of working with one of the world's leading payment processors, combined with the personalized service of our specialized Salt Lake City team.

As an official Visa partner for over 20 years, we maintain the highest level of certification and training on the Authorize.Net payment gateway platform. This partnership ensures our merchants receive priority support and access to the latest features and security enhancements.

Looking for merchant account services in Utah or across the US? START provides transparent interchange plus pricing, fast approvals, and expert support for businesses of all sizes — from eCommerce startups to established enterprises.

Ready to Get Started?

Complete our quick and secure form. We'll review your inquiry and present the best solution within 24 business hours.

Most accounts approved in 1-5 business days
Secure & confidential

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Call Us

888-573-7587

M-F: 9:00 AM - 5:00 PM MST

Visit Us

1940 S. Fremont Dr STE 202
Salt Lake City, UT 84104