Enterprise-grade global payment processing backed by Visa's flagship payment platform. START Merchant Services brings CyberSource's power to growing businesses — with the same fast approvals, transparent pricing, and expert support you expect from us.
Visa's Global Payment Platform — Made Accessible
CyberSource is Visa's enterprise payment platform, trusted by the world's largest brands to process billions in transactions across 160+ countries. Through START Merchant Services, growing businesses can access the same enterprise-grade infrastructure with fast onboarding, transparent pricing, and hands-on support.
A unified, enterprise-grade payment platform covering every channel, currency, and commerce scenario your business needs.
Accept payments in 160+ countries and territories with support for 40+ currencies. CyberSource processes in 97% of the world's markets, making true global commerce accessible for your business.
CyberSource's AI-powered Decision Manager uses 260+ fraud detectors — including biometrics, device fingerprinting, IP geolocation, and behavioral analytics — to stop fraud before it happens while minimizing false declines.
Store customer payment credentials securely in CyberSource's PCI-certified vault using network tokens. Reduce PCI compliance scope, enable one-click repeat purchases, and keep cards current automatically with Account Updater.
Consolidate all transactions — online, in-store, and mobile — into a single reporting dashboard. Real-time analytics, reconciliation tools, and data exports help you understand every dollar flowing through your business.
Accept payments across every channel — web, mobile app, in-person, phone, and recurring subscriptions — through a single CyberSource integration. Unified customer experience regardless of how your customers choose to pay.
CyberSource's modern REST API supports flexible, custom integrations for any platform or tech stack. Comprehensive documentation, sandbox testing environments, and SDKs for all major languages make development fast and reliable.
CyberSource is certified at the highest PCI DSS Level 1 compliance tier. Hosted payment forms and tokenization ensure sensitive card data never touches your servers, dramatically reducing your compliance burden and liability.
Go beyond credit and debit cards. CyberSource supports PayPal, Apple Pay, Google Pay, ACH, eCheck, BNPL (Buy Now Pay Later), and local payment methods across international markets.
Manage complex subscription billing, free trials, and recurring payment schedules. Automated card updates prevent failed payments from expired cards, reducing involuntary churn and protecting your recurring revenue.
START Merchant Services offers both CyberSource and Authorize.Net. Here's how to choose.
| CyberSource | Authorize.Net | |
|---|---|---|
| Best for | Enterprise & high-growth merchants, international businesses | eCommerce SMBs, startups, US-focused merchants |
| Global reach | 160+ countries | US, Canada, UK |
| Fraud detection | 260+ AI detectors (Decision Manager) | Advanced Fraud Detection Suite |
| Payment methods | Cards, wallets, ACH, BNPL, local methods | Cards, eCheck, ACH |
| Shopping cart integrations | Custom API-driven | 1,000+ pre-built integrations |
| Setup complexity | Developer integration recommended | Simple plug-and-play |
| Owned by | Visa | Visa (via CyberSource) |
Not sure which is right for you? Talk to our team — we'll recommend the best fit for your business.
CyberSource is an enterprise platform. Getting it set up correctly and efficiently requires an experienced partner. That's where START comes in.
Most merchants are approved within 1–5 business days. We handle the application, underwriting, and gateway configuration so you're processing quickly — no lengthy enterprise sales cycles.
Enterprise gateways often come with opaque pricing. Not with START. You get interchange plus pricing — the actual cost passed through with a clear, fixed markup. No tiered surprises.
Our team has decades of payment gateway integration experience. We guide your developers through CyberSource's REST API, sandbox testing, and go-live — providing hands-on technical support throughout.
CyberSource's global banking relationships, combined with START's 20+ years of high-risk merchant expertise, opens payment processing doors for merchants who have been turned away elsewhere.
Get CyberSource's enterprise payment platform through START Merchant Services — with fast approval, transparent pricing, and expert support every step of the way.
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