Business professionals reviewing merchant account services

Fast Merchant Account Approval

Accept all major credit cards with a merchant account from START Merchant Services. Most merchants approved within 1-5 business days with transparent interchange plus pricing, no hidden fees, and your Authorize.Net gateway setup within 24 hours.

20+ Years
Authorize.Net Partnership
60,000+
Accounts Set Up
$160M+
Monthly Transactions
1-5 Days
Fast Approval Time

Super Fast Approval of Your Merchant Account

As soon as you submit your merchant account application, START will have your Authorize.Net payment gateway set up within 1 business day in most cases. We understand that speed matters when you're ready to launch your online business or expand your payment processing capabilities.

Our streamlined approval process is built on 20+ years of experience setting up merchant accounts for eCommerce businesses. We work with multiple banking partners to ensure your application receives prompt attention and approval, typically within 1-5 business days.

Specializing in Merchant Services for eCommerce and MOTO Businesses

START Merchant Services focuses exclusively on eCommerce merchant accounts and Mail Order/Phone Order (MOTO) businesses. This specialization means we understand the unique challenges of card-not-present transactions and provide tailored solutions for online merchants.

Every merchant account we set up includes a bundled Authorize.Net payment gateway - the industry's most trusted and widely integrated payment processing solution. With over 1,000 pre-integrated shopping carts and billing platforms, Authorize.Net ensures seamless integration with your existing business systems.

Why Choose START for Your Merchant Account?

Lightning-Fast Setup

Most START Merchant Services clients are approved and have their Authorize.Net gateway built within 1 business day. Start accepting credit cards and processing payments almost immediately.

Transparent Interchange Plus Pricing

We guarantee the lowest overall processing cost with straightforward interchange plus pricing. No hidden fees, no surprises. You'll know exactly what you're paying for every transaction.

Industry-Leading Authorize.Net Gateway

Every merchant account includes the Authorize.Net payment gateway with virtual terminal, fraud detection tools, recurring billing capabilities, and integration with 1,000+ shopping carts.

No Hidden Fees or Commitments

No termination fees. No annual fees. No address verification fees. We believe in transparent pricing and earning your business every day, not locking you into unfavorable contracts.

Expert eCommerce Support

Our management team brings an average of 20+ years of experience in financial services with a primary focus on eCommerce solutions. We speak your language and understand your challenges.

Every Merchant Account Includes

Authorize.Net Payment Gateway
Virtual Terminal for Phone/Mail Orders
Advanced Fraud Detection Suite
Recurring Billing & Subscription Management
Customer Information Manager (CIM)
Real-Time Online Reporting Dashboard
Mobile Commerce Capabilities
PCI Compliance Tools & Support

Transparent Pricing You Can Trust

We provide custom quotes for each client based on your specific business needs and transaction profile. Our interchange plus pricing model ensures you always get the most competitive rates with complete transparency.

What You Won't Pay

  • No termination fees - leave anytime without penalty
  • No annual fees - no surprise yearly charges
  • No address verification fees - AVS included at no extra cost
  • No hidden fees - all costs disclosed upfront

With over $160 million in transactions processed monthly, you can trust START to deliver the best rates and superior service. Our volume and banking relationships mean better pricing for you.

Get Started Today

Ready to accept credit cards and grow your business? Contact START Merchant Services to receive a custom quote tailored to your business needs. Our team is standing by to help you get approved quickly and start processing payments.

Call for Immediate Assistance

888-573-7587

Monday - Friday: 9:00 AM - 5:00 PM MST

START Accepting Credit Cards Now

Complete our secure online application. Most merchants are approved within 1-5 business days with gateway setup in 24 hours.

Fast 1-5 day approval
Gateway setup in 24 hours
Secure & confidential

Your legal business name or DBA

Your business website or online store

Full name of the business officer or authorized signer

Required for identity verification (MM/DD/YYYY)

$

Largest amount you typically charge in a single transaction

Select the primary currency for your transactions

By submitting this application, you agree to our Privacy Policy and Terms of Service. We respect your privacy and will never share your information.

Call Us

888-573-7587

M-F: 9:00 AM - 5:00 PM MST

Visit Us

1940 S. Fremont Dr STE 202
Salt Lake City, UT 84104